Getting the most out of Medicare!

Medicare 101 - The Basics

What is Medicare:  Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Medicare is divided into four parts A, B, C & D. 

Money-Saving Tips for Part D Drug Plans

Who Will Pay More for Medicare Part B in 2016 and Why

Who Will Pay More for Medicare Part B in 2016 and Why

2016 Medicare Costs


Medicare Part B Premium

Medicare's Nursing Home Coverage

Medicare Part A covers institutional care in hospitals and skilled nursing facilities, as well as certain care given by home health agencies and care provided in hospices.

Medicare Releases 2016 Part D Costs

The Centers for Medicare and Medicaid Services (CMS) has released the 2016 costs for a standard Part D prescription drug plans.

Medicare Code Breakdown

Every beneficiary is given a Medicare number. This number is your Social Security number followed by a letter.  Your Medicare number is often referred to as a Medicare claim number.  The letter codes at the end of your Medicare claim number may appear on correspondence you receive from Social Security or on your Medicare card.  These letters represent how you earned your benefit, either through taxes you paid or taxes a spouse may have paid, etc...


What’s the difference between HMO, PPO, POS, PFFS and SNP Plans?

When you’re shopping for health insurance, you have a lot of options to choose from.  

Knowing the differences between plans can help you choose the one that’s right for your health care needs and budget.

As you look at plans, you may notice that some plans have letters after their names (HMO, PPO, POS, PFFS, SNP, Etc...) but what do they mean?

National Senior Citizens Day - Aug. 21

When Do You Become a Senior Citizen?

Today is National Senior Citizens Day and with more and more Baby Boomers turning 65 each year, the question of when you become a senior citizen is a topic of great interest.