Medicare Supplement Plan G vs. Plan F

Want to change plans now?

You don't have to wait!Yay!  No more Waiting!!  Change today!

Medicare has a new way for you to get the coverage you want instead of having to wait for this year’s Open Enrollment in October!

Will Medicare Pay for Protective Underwear?

Urinary incontinence is problematic for many seniors and unfortunately the answer is no, Medicare will not pay for disposable absorbent products (adult diapers) except while you are in the hospital or in a skilled nursing facility or if you have a home health nurse. There are other incontinence supplies which are covered such as catheters, but disposable absorbent products are largely, if not entirely, the financial responsibility of the individual. 

You might have to pay back some of those Obamacare Tax Credits.

Folks who received tax credits for a health plan through in 2014 should be receiving a Form 1095-A in the mail within the next few weeks.  This form will indicate the amount of tax credits you have received in 2014 and you will need to report this amount on your taxes.  Make sure that the information on the form is accurate.  If it is incorrect you can call the Healthcare Marketplace at 1-800-318-2596 to request a corrected form.

Get Help With Your Healthcare Costs

You may qualify for help with your premiums, deductibles, copayments, or prescription costs with Extra Help or with a Medicare Savings Program.


Medicare has 4 savings programs that can help with your healthcare costs:


Turning 65 and still working?

Should I apply for Medicare even though I have insurance at work?


Missed the deadline? You have options!

Did you Miss the December 7th Medicare Annual Open Enrollment Deadline?

Don't worry, you still have options!

Special Enrollment Periods (or SEPs) allow you to change to another Medicare Part D Prescription Drug or Medicare Part C Advantage plan outside of the annual Open Enrollment Period (from October 15th to December 7th).  SEPs are only granted for specific reasons (such as when you move outside of your plan’s service area, qualify for low income assistance in your state or a plethora of other reasons)

Will your Drugs cost more in 2015?

If you're currently enrolled in Medicare, what you do or don't do over the next few weeks could determine whether you can get the best, most affordable coverage next year.  Hear's why:

When do I enroll in Medicare?

When you're approaching age 65, it's important to thoroughly research the benefits and costs of each different Medicare insurance plan in your area.  But it's even more important to make sure you enroll at the right time.

Missing an enrollment date could cost you higher premiums down the line or it could cost you coverage entirely. 

Why everyone needs professional help.

Cutting out the middle-man isn't always a good thing.

Why You Need An Insurance Agent

It still shocks me when someone asks why they should use an agent instead of just calling the insurance company directly to enroll in a Health Insurance Plan.  But I understand why you might ask this question.  If you get something in the mail and it looks like a good deal then why not just cut out the middle man and buy direct?