Medicare Supplements in Maine – Compare Plans and Costs

IMPORTANT: Starting January 1, 2020, Medigap plans sold to new people with Medicare will not be allowed to cover the Part B deductible. Because of this, Plan F will no longer be available to people new to Medicare starting on January 1, 2020.

NOTE: If you already have either of these 2 plans (Plan F or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you’ll be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans.

PLAN F*

PLAN F*

$209.00**

PLAN DETAILS

No Deductible

Doctors copay: $0
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $0
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

*Plan F is only available to people born prior to 1955.

**Initial Rate

PLAN F*

PLAN F*

No Deductible

Doctors copay: $0
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $0
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

Dental & Vision Discounts

*Plan F is only available to people born prior to 1955.

PLAN F*

PLAN F*

No Deductible

Doctors copay: $0
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $0
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

DENTAL: Includes 100% of two routine exams and cleanings and one bite-wing X-ray each year, 50% coverage on fillings and 75% coverage for extractions (in-network).

VISION: Includes $0 copay for annual In-Network vision exams, $75 toward annual Out of Network exams, as well as $100 toward frames and lenses or contact lenses annually.

*Plan F is only available to people born prior to 1955.

PLAN G

PLAN G

$189.00*

PLAN DETAILS

Annual Deductible: $198

Doctors copay: $0
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $0
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

*Initial Rate

PLAN G

PLAN G

Annual Deductible: $198

Doctors copay: $0
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $0
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

Dental & Vision
Discounts

PLAN G

PLAN G

Annual Deductible: $198

Doctors copay: $0
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $0
Chemo Therapy: $0

PLAN N

PLAN N

$149.00*

PLAN DETAILS

Annual Deductible: $198

Doctors copay: $20
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $50
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

*Initial Rate

PLAN N

PLAN N

Annual Deductible: $198

Doctors copay: $20
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $50
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

Dental & Vision Discounts

PLAN N

PLAN N

Annual Deductible: $198

Doctors copay: $20
Hospital copay: $0
Ambulance copay: $0
Emergency Room: $50
Chemo Therapy: $0

EXTRA BENEFITS:

Gym Memberships

DENTAL: Includes 100% of two routine exams and cleanings and one bite-wing X-ray each year, 50% coverage on fillings and 75% coverage for extractions (in-network).

VISION: Includes $0 copay for annual In-Network vision exams, $75 toward annual Out of Network exams, as well as $100 toward frames and lenses or contact lenses annually.

HIGHDEDUCTIBLEPLAN F

HIGH
DEDUCTIBLE
PLAN F

Annual Deductible: $2,180

Doctors copay: $0 after deductible
Hospital copay: $0 after deductible
Ambulance copay: $0 after deductible
Emergency Room: $0 after deductible
Chemo Therapy: $0 after deductible

EXTRA BENEFITS:

Gym Membership

HI-DEDUCTIBLEPLAN F(Healthy Living)

HI-DEDUCTIBLE
PLAN F
(Healthy Living)

Annual Deductible: $2,180

Doctors copay: $0 after deductible
Hospital copay: $0 after deductible
Ambulance copay: $0
Emergency Room: $0 after deductible
Chemo Therapy: $0 after deductible

EXTRA BENEFITS:

Gym Membership

DENTAL: Includes 100% of two routine exams and cleanings and one bite-wing X-ray each year, 50% coverage on fillings and 75% coverage for extractions (in-network).

VISION: Includes $0 copay for annual In-Network vision exams, $75 toward annual Out of Network exams, as well as $100 toward frames and lenses or contact lenses annually.

Still have some questions or need help choosing a plan?

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Still have some questions or need help choosing a plan?

Medicare Required Disclaimers

  • Maine Medicare Options LLC is a licensed and certified representative of Medicare Advantage (HMO, PPO and PFFS) organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal.
  • This information is not a complete description of benefits. Call Maine Medicare Options LLC at 866-976-9038 (TTY: 711) for more information.
  • Every year, Medicare evaluates plans based on a 5-star rating system.
  • For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • A Private Fee-for-Service plan is not a Medicare supplement plan. Providers who do not contract with our plan are not required to see you except in an emergency.
  • SNP Plans: This plan is available to anyone with Medicare who meets the Skilled Nursing Facility (SNF) level of care and resides in a nursing home. This plan is available to anyone with Medicare who has been diagnosed with HIV/AIDS. This plan is available to anyone who has both Medical Assistance from the State and Medicare.
  • Dual Eligible SNP: This plan is available to anyone who has both Medical Assistance from the State and Medicare. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details.
  • MSA Plans combine a high deductible Medicare Advantage Plan and a trust or custodial savings account (as defined and/or approved by the IRS). The plan deposits money from Medicare into the account. You can use this money to pay for your health care costs, but only Medicare-covered expenses count toward your deductible. The amount deposited is usually less than your deductible amount, so you generally have to pay out-of-pocket before your coverage begins.
  • Medicare MSA Plans do not cover prescription drugs. If you join a Medicare MSA Plan, you can also join any separate Medicare Prescription Drug Plan.
  • There are additional restrictions to join an MSA plan, and enrollment is generally for a full calendar year unless you meet certain exceptions. Those who disenroll during the calendar year will owe a portion of the account deposit back to the plan. Contact the plan provider for additional information.
  • Medicare beneficiaries may also enroll through the CMS Medicare Online Enrollment Center located at www.medicare.gov.
  • Medicare beneficiaries can file a complaint with the Centers for Medicare & Medicaid Services by calling 1-800-MEDICARE 24 hours a day/7 days a week or using the www.medicare.gov site. Beneficiaries can appoint a representative by submitting CMS Form-1696.
  • To get this information for free in other languages, call Ritter Insurance Marketing 1-844-SOCAREFUL (TTY: 711).
  • Para obtener esta información gratuitamente en otros idiomas, llame al Maine Medicare Options LLC 866-976-9038 (TTY: 711).
  • 要獲得本資訊的免費其他語言版本,請致電 Maine Medicare Options LLC 866-976-9038 (聽障專線:711)。
  • The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion.

Humana

  • Humana is a Medicare Advantage HMO, PPO and PFFS organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal.
  • This information is not a complete description of benefits. Call Humana customer service at 1-800-457-4708 TTY 711 for more information.
  • For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
  • Every year, Medicare evaluates plans based on a 5-star rating system.
  • Humana’s pharmacy network includes limited lower-cost, preferred pharmacies in urban areas of AL, CA, CT, DC, DE, GA, IA, IL, IN, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NY, OH, OR, PA, RI, SC, SD, TN, VA, VT, WA, WI, WV, WY; suburban areas of AZ, CA, CT, DC, DE, HI, IA, IL, IN, MA, MD, ME, MI, MN, MO, MT, ND, NH, NE, NJ, NY, OH, OR, PA, PR, RI, SD, VT, WA, WV, WY; and rural areas of AK, IA, MN, MT, ND, NE, SD, VT, WY. There are an extremely limited number of preferred cost share pharmacies in urban areas in the following states: CT, DE, MA, MD, ME, MI, MN, MS, NC, ND, NY, OH, RI, SC, VT, WA; suburban areas of: MT and ND; and rural areas of: ND. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call Customer Care at 1-800-281-6918 (TTY: 711) or consult the online pharmacy directory at Humana.com.
  • Medicare Supplement Disclaimer: Not connected with or endorsed by the U.S. government or the federal Medicare program.
  • Medicare Supplement Disclaimer: The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
  • Humana MyOption optional supplemental benefits (OSB) are only available to members of certain Humana Medicare Advantage (MA) plans. Members of Humana plans that offer OSBs may enroll in OSBs throughout the year. Benefits may change on January 1st each year.
  • Out-of-network/non-contracted providers are under no obligation to treat Humana members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
  • Humana Inc. and its subsidiaries (“Humana”) do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. To learn more about Humana’s non-discrimination policy, please click here.

Anthem

  • Anthem Blue Cross and Blue Shield is an HMO plan, an LPPO plan, an RPPO plan, and a PDP plan with a Medicare contract. Enrollment in Anthem Blue Cross and Blue Shield depends on contract renewal.