Medicare covers annual HIV screenings for everyone with Medicare.

The HIV screening is performed as a lab blood test and must be prescribed by your doctor or other health care provider.

Medicare Advantage Plans cover all preventive services the same as Original Medicare. This means Medicare Advantage Plans will not be allowed to charge cost-sharing fees (coinsurances, copays or deductibles) for preventive services that Original Medicare does not charge for as long as you see in-network providers. 

If you see healthcare providers in Maine or New Hampshire that are not in your HMO or PPO plan’s network, charges will typically apply. If you want to know if a provider is in or out of network you can call the phone number on the back of your insurance card or you can contact us for help.

HIV is the virus that can lead to Acquired Immunodeficiency Syndrome, or AIDS. There have been many advances in treatment, but early testing and diagnosis play key roles in reducing the spread of the disease, extending life expectancy, and cutting costs of care.

Need more help comparing the different health insurance plans?  I can help you.

 

 

Are you turning 65 and still working?  Read this.

 

There is no obligation to you and no cost to meet with someone.