If you need to change your Medicare Advantage plan or want to leave your Medicare Supplement or Medigap plan but are worried that you missed the December 7th deadline you can stop worrying right now!
You still have time to make a change!
Medicare’s Annual Election Period (AEP) ended on December 7th – that’s true – but there are some other less commonly known Election Periods or Enrollment Periods during the year that can help you!
This is why I tell all my clients to call me if they need to make a change – no matter what time of year – because there are many opportunities within the Medicare rules and Congress changes these rules every year.
I joke with my clients that, “You don’t have to remember everything I tell you, just remember my phone number!” That usually gets a laugh but it’s absolutely true.
So, how do you keep up with the changes?
You don’t have to. That’s what your insurance agent does!
Each year in the fall Medicare will mail you a copy of the Medicare and You Handbook but some of the information is a year behind because they print it before all of next year’s changes are known.
As part of my job, I keep current on all the changes within the Medicare system and the changes that effect my clients and the Medicare insurance plans and prescription drug plans. I am always reading and researching ways to help people compare and get the coverage they need and find the best plans and best prices.
Starting January 1, 2019 you have a new opportunity to make one change.
If you have a Medicare Advantage plan and need to change to a different plan or if you want to leave your Medicare Advantage plan and return to Original Medicare and get a Medigap plan with a new Part D prescription drug plan you can do this at the beginning of the year.
That’s right. You can still make the changes you need. But you must act quickly because each different plan has a different timeline on when the changes can be made.
The rules and deadlines are different depending on the type of plan you currently have so if you want to call me we can discuss your specific options. My number is (207) 370-0143.
If you want to read more on your own before we talk you can review these new rules on Medicare.gov.
If you would like to talk to me or schedule a meeting at your home of in my office come to my office, you can reach me at 207-370-0143 or use my simple form on the CONTACT page of this site to send me an email message.
The best part about working with me is that it will not cost you anything to meet with me or to discuss your options or to review the plans that are available. I am paid by the insurance companies in the form of a commission – just like your car insurance agent. I get paid by the insurance companies to help you!
My goal is to help people and I have found great joy in being able to offer my expertiese and knowlege to people who need my help.
You can call me at 207-370-0143 or you can book an appointment online – it’s quick and easy!