Over-the-Counter benefits

If you have a Medicare Advantage plan then you probably have an Over-The-Counter (OTC) benefit.

receive a quarterly amount to purchase from over 150 CVS brand, over-the-counter products, including:

What is it? And How to use it?

Many of this year’s Medicare advantage plans have an OTC benefit.  This benefit provides each member a monthly fixed amount of money to use to order common over-the-counter items available to order through a catalog or at your local pharmacy. 

If your plan has this benefit you will receive a monthly, quarterly or annual amount to purchase over-the-counter products, including things like:

  • Smoking Cessation: Nicotine replacement patches
  • Oral Health: Toothpaste, toothbrushes, floss
  • Pain Relief: Ibuprofen, acetaminophen
  • Allergy: Allergy relief tablets
  • Cold Remedies: Cough drops, daytime/nighttime cold medicine
  • Digestive Health: Heartburn relief tablets, daily fiber
  • First Aid: Bandages
  • Incontinence: Bladder control products

The monthly benefit with most plans does not roll over month to month.  In other words, it is a use it or lose it system so make sure you understand how your benefit works.

If you’d like to learn more about what your plan offers or need a copy of the catalog for ordering, use the form below and we’ll call you or you can call us at 207-370-0143.