It’s Open Enrollment!
Not happy with your current Medicare Insurance Plan? Or just curious if there is a better plan?
Like the song says… “You better shop around!”
This is very good advice!
Whether it is groceries, heating oil, or anything else, everybody wants to get the best value for their money. And today’s options for health insurance can be pretty darn costly. That’s why it’s a good idea to shop around for the right Medicare Advantage or Prescription Drug Plan.
Cost is not the only thing to consider when comparing plans.
There are dozens of Medicare Supplemental plans available in Maine this year, all with different costs.
Keep the following things in mind when you compare plans to make sure you get the best plan!
- What are the monthly premiums and deductible costs?
- What will you pay for the benefits and services you’re likely to use?
- Is there a limit on what you will have to pay out-of-pocket for the year?
- Will you have to change pharmacies if you change plans?
- What benefits are most important to you? Such as Dental, Vision, Chiropractic
Comparing costs of prescription drug coverage is another part of the cost puzzle.
- Do you know how much your prescriptions will cost?
- Does the plan cover the drugs you take?
- What pharmacies will give you the best price?
- Will the Part D coverage gap (“donut hole”) effect you? If so, when?
Only you can determine what mix of benefits and costs will work best with your needs and budget, but I can help.
I can help make it easy to compare plans so you can pick one that best meets your needs.
I can explain everything you need to know and after you’ve narrowed your choices to a few really good plans, together we will review those plans to get more details about their benefits and services.
I work with all the insurance companies and plans available and I have helped hundreds of people with this decision. I understand these plans and how they work and I can help you understand them too.
And the best part is – you pay nothing for my help!
That’s right. I help you review your plan options and answer all your questions and it won’t cost you a cent!
This is what agents do. Just like with your car insurance or home owners insurance, as your agent I work for you and I get paid by the insurance companies to help you. And not just now but throughout the year.
I am trained by each insurance company on how their plans work and what they offer plus I have clients who use these plans which gives me real experience helping them year after year. So, I know which plans are the most popular and why.
Another great thing about having someone on your side is that I am available throughout the year if you have any questions or need help! So, if you have a problem with the insurance company or if you don’t understand something you get in the mail, I will be here to help with that too!
No one plan is perfect for everyone. Each plan is different, just like each person is different. I will help you understand the differences so you can the right choice with confidence!
Would you like my help?
If you would like to talk to me or schedule a meeting at your home or a nearby meeting place, you can reach me by calling 207-370-0143 or use my simple form on the CONTACT ME page of this site to send an email message.
Again, the best part about working with me is that it will not cost you anything to meet with me to discuss your options or to review the plans that are available. I am paid by the insurance companies in the form of a commission if you enroll in a plan. You will not pay any more than anyone else and you are under no obligation whatsoever to enroll in any plans if you meet with me.